debt free | The Sweaty Betties

How to travel 45,000 miles in a year…. or just get out of town

Its been no secret that I have been on the road for the last 3 months.
As fun and exciting as it has been, I am definitely glad to be home with my awesome husband and pups.

I do get asked quite often how I am able to do it/afford it, etc. and I got an email from a young family member the other day asking this:

“How were you able to travel as much as you did in a single year? Money, time, obligation-wise etc. I’d like to know since it is one of my goals to travel when young because I’ve read that it should be something you should do to expand your world.”

Here was my response:

Tuesday
12/3, 11:12pm

Danny J Johnson

hey cutie!!! thank you so much! well, I have been able to travel so much for a few reasons

#1. I have an online business….that is probably the single most important piece. I actually have a few businesses, but all of them only require a phone and wi-fi

#2. I have an extremely supportive husband and have to plan a bit to take care of our animals when I’m gone, but the dogs are probably my biggest obligation… luckily we can find a sitter pretty easily when needed.

#3. As far as money goes: I don’t make a lot, but I don’t spend foolishly. I budget for travel and Nate and I put 10% out of all we earn into a travel fund, just for vacation… I’ve also been able to travel by having some companies or events pay for me… so it was basically free. I also own my car instead of having a car payment and I try to keep my expenses low. We live debt free and try to keep it that way.

#4. When I travel I try to find cheap ways to stay, like airbnb.com or staying with friends who I’ve met online

#5. I look for deals on airfare; I get emails from southwest.com and orbitz.com and I pay attention to flights and airfare sales

and I agree, I think EVERY young person should travel. I was able to spend some time in Europe when I was 20, 21, 22 and it was amazing! and I STILL continue to travel when I can.

What do you all think? Do you have any more questions? Do you like to travel? Is it a priority or do you love to stay close to home? I’m super curious as I know that we all have such different lifestyles.

Any tips for the rest of us to save money on travel or to budget it?

WE DID IT!! Debt Free in 68 days!!

If you were following me back in February, you may remember that I made a statement that I was on a FINANCIAL FREEDOM PLAN and I planned to be debt free by the end of May. Well… I was wrong.

It happened YESTERDAY.

My husband and I managed to pay off $18,000 worth of debt in 68 days, because we were “faithful with the little things“
If you didn’t get a chance then to see my webinar, please take an hour and watch it, because you will really understand and realize HOW BIG of deal this really was to our little family. If I had not come across Dani and her program, I can confidently say, I would have continued to pay $200 a month on my student loan for the next 12 years. (and paying a lot more in interest in that time) and holding my credit card balances for at least another year!
I was tired of being a SLAVE and not keeping my OWN money!!

So, in my webinar, I was extremely honest about my money, what I had made last year, being on food stamps and losing our house and what we were now earning and spending. My husband and I attended Dani Johnson’s First Steps to Success Seminar on January 26-27th and we realized that weekend how much money we were WASTING. We made an immediate budget and a plan to be out of debt by May 17th (her next event)

I gulped and we kind of laughed because I thought “There is NO WAY we can actually do this”

We BLEW. OUR. OWN. DAMN. MINDS.

Not only did we pay off nearly $18k, we also saved close to $3k and GAVE AWAY over $1500!!!
I’m actually in tears writing this.
I feel nervous about posting this because I don’t want it to come off as bragging. I hope that people can realize how being faithful and following a plan can WORK.
For all the people that purchased the WAR ON DEBT program with my link, we created a small supportive Facebook group, and I’ve learned how to cut my groceries even more, we’ve supported each other on credit card pay offs and I’d LOVE to have a few more people in there

So if YOU are ready to break free of the bondage—-> Spend the $99 that will pay you back 7-fold and get in our group and lets succeed together. (purchase War on Debt and email me your receipt to [email protected])

Below are screen shots of my ACTUAL Student Loan Pay off

TOTAL DEBT as of FEBRUARY 1, 2013

Credit Card#1– $1670.67

Credit Card#2– $4274.37

Student Loan $11,810.69
TOTAL DEBT: $17,755.73

TOTAL DEBT as of April 10, 2013

Credit Card#1– $0

Credit Card#2– $0

Student Loan $0
TOTAL DEBT: $0