Are you waiting for a rainy day or planning your SUNNY day?

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If you have been with me awhile, you may have ended up on one of my financial webinars, where I shared a pretty personal story from 2011-2012 when my husband and I decided to foreclose on our home in Las Vegas and file bankruptcy, due to the huge down turn in the economy in our area (and most of the country).

It was a tough decision and one that left us living with friends, applying for food stamps and re-assessing our financial goals and our future.

We had done a lot of home renovations on our home before losing it, and it was money we had at the time, so quite the bummer to think that we lost it all!

The whole experience was a HUGE wake up call on how we lived and how we looked at our finances.

I’ll admit, for awhile I was scared of money.

I was scared to have it, for fear it would just be taken away!

However, I started to do a lot of research. Read books written by financial planners. Read blogs from banks and from money websites.

I realized that our thoughts around money can shape our lives in ways that affect our confidence and ultimately our relationships and more!

We were always taught to “Save for a Rainy Day”, but the funny thing is, no one WANTS a rainy day.

When Nate and I moved into an RV last year, EVERYONE thought that was cool and asked how we did it… well.. we decided to save for a SUNNY DAY.

We started reading all about budgets and saving and different plans.

We decided, that we were no longer going to live how we lived before and we were going to put away money for emergencies but also save for the things we WANTED because you never know when things can change.

We did it. We bought a 1996 Fleetwood Southwind and it needed quite a bit of remodeling inside!!

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Home Depot seemed like our second home!!

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I just came across Sun Trust Banks Resource Center, and I love it because it walks you through and helps you set up different accounts and gives you ideas on what is possible.

I think when you are in a financial hardship, you really lose sight of what is possible.

I wish I had a road map or just an easier way to look at things when we were struggling and Sun Trust has really made this possible!

For us, the freedom of a mobile “house” was a dream. We also wanted to remodel, just like our old house.

Here is our kitchen!!

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Bedroom!

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Maybe moving in an RV isn’t your right now deal..but I want to know– what is YOUR Sunny Day?

Is it owning a home? Remodel? Trip of a life time?

Leave a comment below!

 

 

Sunny Days start here.  At SunTrust, they have the tools and resources to help you achieve your sunny day. Start here to find out how they can help you enjoy the things that matter to you.

At SunTrust Bank their purpose is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you.  They know we all live for the sunny days and want to you help you live yours.

For even more sunny day inpiration visit yoursunnyday.com

Subscribe to the Shine newsletter and receive inspiration and advice twice a month to help you live for a sunny day.

Visit the SunTrust resource center anytime for help achieving your financial goals.

This is a sponsored conversation written by me on behalf of SunTrust Bank. The opinions and text are all mine.

How to travel 45,000 miles in a year…. or just get out of town

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TRAVEL

Its been no secret that I have been on the road for the last 3 months.
As fun and exciting as it has been, I am definitely glad to be home with my awesome husband and pups.

I do get asked quite often how I am able to do it/afford it, etc. and I got an email from a young family member the other day asking this:

“How were you able to travel as much as you did in a single year? Money, time, obligation-wise etc. I’d like to know since it is one of my goals to travel when young because I’ve read that it should be something you should do to expand your world.”

Here was my response:

  • Tuesday
  • Danny J Johnson

    hey cutie!!! thank you so much! well, I have been able to travel so much for a few reasons

    #1. I have an online business….that is probably the single most important piece. I actually have a few businesses, but all of them only require a phone and wi-fi

    #2. I have an extremely supportive husband and have to plan a bit to take care of our animals when I’m gone, but the dogs are probably my biggest obligation… luckily we can find a sitter pretty easily when needed.

    #3. As far as money goes: I don’t make a lot, but I don’t spend foolishly. I budget for travel and Nate and I put 10% out of all we earn into a travel fund, just for vacation… I’ve also been able to travel by having some companies or events pay for me… so it was basically free. I also own my car instead of having a car payment and I try to keep my expenses low. We live debt free and try to keep it that way.

    #4. When I travel I try to find cheap ways to stay, like airbnb.com or staying with friends who I’ve met online

    #5. I look for deals on airfare; I get emails from southwest.com and orbitz.com and I pay attention to flights and airfare sales

    and I agree, I think EVERY young person should travel. I was able to spend some time in Europe when I was 20, 21, 22 and it was amazing! and I STILL continue to travel when I can.

    What do you all think? Do you have any more questions? Do you like to travel? Is it a priority or do you love to stay close to home? I’m super curious as I know that we all have such different lifestyles.

    Any tips for the rest of us to save money on travel or to budget it?